When looking to purchase a new property securing a good deal on your home insurance is one of the most important parts of the house-buying process.
When it comes to deciding on a policy, it is important to know what you are looking to be covered – considering everything from the land itself to the tools in your garden shed. By double checking your policy details before signing on the dotted line you can ensure that you and your possessions will be well covered in the event of incident.
Home insurance usually comes in two parts – buildings, which covers the exterior of the property, and contents which will cover items within the dwelling. Both are available separately or as a combined policy and will come with an excess value that can be used to cover your personal possessions up to that amount.